You could make an application for an purchase for non-disclosure of your latest deal with on GOV.United kingdom. If you find the applying for non-disclosure hard to fill in, you can talk to your insolvency practitioner to get it done for you personally.

生活限制：不能乘坐的士、不可購買貴重物品及資產（如物業、汽車）、不能再對已購買保險作出供款；

For those who have the cash to repay your debts, choice personal debt repayment options might be well worth taking into consideration initially.

EU creditors however really have to sue right here in the UK instead of overseas while in the EU, even when they've got an present judgment. The united kingdom will recognise EU judgements entered or started off right before 31 December 2020.

破產令解除後，破產人將獲免除所有可證債項。但以下幾類債項不在免除範圍內，仍然可能被追討：

紀錄在案：債務重組紀錄與破產個案一樣會登記在破產管理署的名冊上，公眾可隨時查閱，但相對於破產，債務重組影響通常較小。

Bankruptcy: Declaring individual bankruptcy suggests that you are legally categorised as remaining not able to repay your debt. You will have to owe about £5,000, and it needs the value of the assets to 債務舒緩債務重組分別 get shared using your creditors.

When you've got lots of joint debts and another man or woman doesn't 債務舒緩 want an IVA, you could should choose a special selection.

最新港元定期存款利�?最新美元定期存款利�?最新人民幣定期存款利率 活期存款:最新活期存款利率比較及分析 零存整付:最新銀行低風險月供存款利息比較 銀行開戶口 優惠比較 香港開大陸戶口教�?戶口最低存款額一覽

When you are worried about your handle getting published Information of your IVA will be saved in the public sign up called the person Insolvency Register. You can talk to in your address to not be printed when you are apprehensive an individual may see it and damage you or your family.

Most non-priority debts is usually included in an individual voluntary arrangement. A credit card debt is classed as either precedence or non-priority based upon how critical the consequences are for those who don’t shell out. 

而兩者另一個重要之別是，債務重組申請人只需留起每月薪金的一部分作還款之用，餘額可自由使用；破產申請者的生活卻需被破產官監察，入息在扣除基本生活費後，餘額需由破產官安排作還債之用。

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If you can get a lump sum as part of a personal pension, you may ought to comply with pay back this into your IVA.